Stay Safe Decorating This Holiday Season

Jan10
by admin on January 10, 2022 at 9:36 am
Posted In: Holiday Season

Getting ready for the holidays is exciting, but it’s also a very hectic time of year. Don’t make things more stressful by injuring yourself stringing lights or putting up the tree. Make smart choices when preparing your home for family get-togethers.

Putting Up the Tree

Holiday safety tips are essential when setting up your tree. A large tree creates even more safety challenges since it is less stable than a small tree. If you choose a real tree, make sure it is well-secured in a sturdy stand. Check the water supply in the stand daily to ensure the tree is watered sufficiently.

Help young children trim the tree by keeping breakable heirlooms out of their reach. Never leave young toddlers unattended near the tree.

Setting Up Outdoor Lights

Select a clear day with a low windchill when setting up your holiday light display. Rain and strong winds can create slippery conditions, especially when using a ladder. Make sure someone is on hand to steady the ladder, and never use its top three feet.

Lighting Candles

Candles create a wonderful ambiance during the holidays. Keep them away from flammable materials, however, and make sure they are placed on a sturdy table. Always extinguish the flames when leaving the room.

Decorating for the holidays can be fun for the whole family. Make sure you stay safe as well.

Is Your Home Covered Against Snow Damage?

Dec24
by admin on December 24, 2021 at 6:35 am
Posted In: Insurance

One of the essential reasons to have homeowners insurance is weather damage. Rain, winter, hail, even excessive heat can cause severe damage to your house and property. If you live in a region that has cold winters, you are surely aware of how a big snowstorm can cause harm to your home. Several inches piled on a roof can cause structural damage. Salt can be harmful to driveways and walkways. Large amounts of snow that melt quickly can cause flooding and other damage. You have homeowners insurance. But does it cover snow damage?

What a Typical Policy Covers

Generally, a typical homeowners insurance policy does offer some snow damage coverage. Events that could not have been prevented, such as a tree falling on your house, or your roof caving in from the weight of snow, are covered. Likewise, frozen pipes that burst and water seeping into your home and causing damage are covered by a typical policy. Where the coverage ends is in events that are preventable.

What a Typical Policy Doesn’t Cover

Before an insurance company makes a payment, an inspection will be performed to determine if care was taken to avoid the damage. Pipes that are in disrepair, roofs that have existing leaks or tree branches that are too close to the structure are exceptions. If any of these causes damage in a snow storm, insurance does not cover it. 

Homeowners insurance does cover most damage caused by snow. Make sure you have taken the care to reduce the risk of damage, or you will not be covered. 

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What To Know About COVID Slow Tourism

Dec17
by admin on December 17, 2021 at 9:25 am
Posted In: Tourism Insurance

Slow tourism is nothing new, but it can become an increasing trend in the last two years. A major reason for this is due to COVID and the impact it has had on the global tourism industry. For a closer look at how COVID & slow tourism go hand-in-hand, consider the current state of international travel.

Around the world, nations have closed or limited borders, with many countries requiring proof of vaccination for foreigners. In other countries, the government is not permitting any tourism right now. This is where slow tourism comes in because it can help the world readjust to traveling.

Travelers Are Moving Toward Slow Tourism

As nearly everything has had to make major changes over the last 24 months, that same is true for tourism. In general, more and more travelers are moving toward the slower trend of really experiencing a location while finding ways to give back to the community.

Hospitality Industry Can Adapt 

To respond to this shift in traveling demands, the hospitality industry can adjust in several ways. For one idea, offer activities and excursions that support and engage the local community. Other ideas include walking and biking. Basically, businesses need to provide peaceful and meaningful opportunities for people to enjoy travel in a more low-key way. 

At the end of the day, slow tourism will likely increase. As it does, the hospitality industry will face many decisions for the future. 

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Reasons To Include Physical Therapy in Your Home Care Regimen

Dec13
by admin on December 13, 2021 at 9:25 am
Posted In: Home Health Care

If you currently require home health care, there are several important reasons you may want to consider adding home care physical therapy to your regimen. From soothing your symptoms to helping you build up your strength over time from the convenience of your own home, here are the top reasons to consider implementing more physical therapy into your healthcare routine.

It Could Help Treat the Symptoms From Your Illness or Recent Surgery

Physical therapy is a particularly helpful way to deal with illness or surgery-related symptoms, or to recover from illness or surgery. For example, the right therapist could help ease your symptoms due to:

  • Invasive surgery, including knee replacements and other common surgeries
  • Heart attacks and strokes
  • Multiple sclerosis
  • Parkinson’s disease
  • Strained muscles and broken bones

It May Help You Get Into Better Shape and Improve Your Health for the Future

Even if you haven’t recently undergone a physical trauma, home physical therapy can help you get strong and improve your health. You may find that regular sessions:

  • Build up your strength
  • Improve your blood flow
  • Boost your energy levels and mood
  • Improve your immune system
  • Help you lose weight and get healthy for the future

If you’re suffering from chronic pain, have recently undergone surgery or simply wish to get into better shape, trying home care physical therapy could potentially be helpful. You can choose whether this added element is right for you.

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Why You Need Law Firms Workers Compensation

Jul16
by admin on July 16, 2014 at 9:38 am
Posted In: Insurance

If you have a law practice, you may not consider yourself at a high risk for work related accidents. You might think you are safe because a law firm is generally not a place for a lot of dangerous equipment or chemicals. While this may be true, it can still be very important for you to offer your employees law firms workers compensation insurance. You don’t need to have a room full of harmful equipment for someone to stumble upon an accident at work.
Having a good law firms workers compensation policy can be extremely important for your practice. You can never be too prepared. Having a policy set into place for your employees can be a key in securing yourself against potential lawsuits. It can also be a good way to help secure the health and medical needs of your employees. You most likely aren’t going to want to be the one to blame if someone gets hurt on the job. This is why having a workers compensation policy can be so valuable.
Whether you are just barely beginning your practice, or you have been in business for a long time, now is the time to secure your own law firms workers compensation policy. Don’t wait for an accident to happen because by that time, it might be too late. Secure your workers compensation insurance today. Visit our website to know more.

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