Finding the Right Person for the Job

Sep06
by admin on September 6, 2022 at 9:51 am
Posted In: Insurance

Finding the right person to fill a skilled position has always been challenging, and it is even more difficult today. Retaining skilled workers is an additional issue.

Hiring managers and staffing professionals need to be adept at the hiring process to overcome staffing shortages and retention problems. Here are a few tips to improve candidate placement.

An Accurate Job Description

Finding the right person for the job begins with making sure that you offer the correct description of the position. While a detailed job description may shrink the pool of applicants, it will help ensure that those that make the cut are viable options. 

An In-depth Interview Process

There are a few things employers should do to ensure a detailed interview process:

  • Take the time to thoroughly screen resumes and contact references.
  • Identify a list of qualities that a successful candidate must have.
  • Ask open-ended questions during the in-person interview and let the applicant do most of the talking.

Following these steps will ensure that you are speaking with qualified candidates and allow you to access their skills and personality.

A Thorough Training Period

There will be a learning curve, even for skilled and experienced employees. Make sure that you have training set up to help your new employee learn the processes and procedures of your business. 

A good job description and a detailed interview process will help with successful candidate placement. Giving your employees sufficient training will help with retention.

The Importance of Library Risk Assessment

Aug30
by admin on August 30, 2022 at 6:31 am
Posted In: liability insurance

Risk assessment is simply exploring potential risks to avoid them. A library risk assessment example would be if your branch is located in an area prone to hurricanes, creating a disaster plan that includes securing items and evacuating the building. 

While it may seem like a daunting task, conducting a risk assessment doesn’t have to be complicated. There are a few key steps you can follow to ensure that you cover all the bases:

1. Gather Information.

The first step is to gather as much information as possible about the potential risks. This can include talking to staff members, researching local hazards, and reviewing past incidents.

2. Identify the Risks.

Next, start identifying the risks. This step involves looking at all the potential hazards and determining which ones could pose a threat to your location. 

3. Evaluate the Risks

Then, it’s important to evaluate each one to determine its likelihood and potential impact. This will help you prioritize the risks so you can focus on those that are most likely to occur or cause the most damage. 

4. Create a Plan

Lastly, develop a plan of action for each risk. This should include steps for mitigation as well as a response if an incident does occur.

By taking the time to assess the risks, you can develop strategies to protect your staff and collections. While it’s impossible to prevent every possible incident, a risk assessment will help you be prepared for anything that comes your way.

What You Need To Know About Commercial Marine Insurance

Aug24
by admin on August 24, 2022 at 5:27 am
Posted In: Insurance

Every day there are thousands of vessels crisscrossing the ocean to transport necessary goods, fuel, and more. Navigable water bodies such as oceans, lakes, and rivers see commercial activity at all times of the year and in all types of weather. If your business depends on marine transportation or services, you might want to consider commercial marine insurance. Here’s what you need to know. 

What Does Insurance for Commercial Vessels Cover? 

Commercial policies provide different coverage than boat insurance. With a commercial policy, you can protect more than your property, the vessel itself. The policy will also insure your cargo and passengers while safeguarding you against liability.

Insurance products vary, and there is no single solution that will work for every business. The best strategy is to work with your insurance agent and expert carriers to create a comprehensive package that suits your needs. 

Who Needs Commercial Marine Insurance? 

The vast diversity of businesses that need this type of insurance may surprise you. Transportation vessels, charter boats, commercial fishing fleets, shipbuilders, and artisans are just a few examples of entities that procure protection through marine insurance products. Insurance professionals can also make custom products to cover marinas and shipyards. 

Marine insurance requires specific expertise and knowledge of the industry, and it is worthwhile to understand why marine insurance products are unique. 

Why You Need K9 Liability Insurance

Aug17
by admin on August 17, 2022 at 6:12 am
Posted In: liability insurance

If you are a dog owner you should consider purchasing K9 liability insurance, especially if you live in a strict liability state.

What Is a Strict Liability State?

Strict liability in relation to dog bites means that no matter what the circumstances of the dog bite were, the dog owner is liable and must compensate the dog bite victim. There are a few exceptions, depending on the state, such as exceptions for police dogs, or when someone intentionally provocated the dog. However, for the most part, the law is strict on dog bite accidents. More than 35 U.S. states have these types of statues in place.

How To Protect Yourself Financially

If you live in one of the states with a strict liability policy, you should protect yourself with K9 liability insurance. This insurance will help you compensate the dog bite victim instead of that amunt coming directly out of your pocket.

Dog bite compensation often involves paying for the costs of any medical bills, sometimes therapy bills, and the costs of loss of income due to inability to work. These costs can add up quickly, and be difficult to pay on your own. That is why dog liability insurance is a good idea.

In Conclusion

If you own a dog, and live where you will be held liable for a dog bite, K9 liability insurance can help you afford to compensate the dog bite victim and not experience financial hardship yourself.

How To Improve Your Safety as a Taxi Driver

Aug10
by admin on August 10, 2022 at 5:24 am
Posted In: liability insurance

As a taxi driver, you provide an invaluable service to the public. To ensure you can do your job properly, you need to take taxi driver safety seriously. You have a responsibility to yourself and your passenger.

Make Taxi Driver Safety a Priority

Taxi driver safety needs to be at the forefront of your mind. Keep your vehicle safe by installing a security system to deter criminals. Additionally, maintain visibility and keep your vehicle in well-lit areas. Keep your vehicle’s GPS on at all times so your movements can be tracked. When you have only one passenger, you should ask him or her to sit in the backseat on the passenger side so you can see him or her.

Examine Your Current Insurance Policies

As a taxi driver, do you have adequate insurance? Taxi drivers require specialized insurance because they are responsible not only for their own safety but the safety of their passengers. Commercial taxi insurance should cover theft and vehicle damage. Additionally, you may require a business interruption policy. If something happens to your vehicle, you cannot work and your income becomes threatened.

Working as a taxi driver requires various precautions to ensure that you, your passenger and your vehicle remain safe. Different insurance options can protect you against financial damages that could threaten your ability to make a living.